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 Group Health Insurance 
The choices for group health insurance have never been more expensive, intricate or confusing. With more and more changes and new governmental requirements each day, your employee benefits package can offer the options you want to provide at a reasonable cost. Quite often, an employer will offer his employees one choice of health care. Most choose a PPO because it gives the greatest choice of doctors. Most employees, however, prefer HMO programs. Though HMOs offer fewer doctor choices, many people prefer them as there is no expensive deductible to meet each year. It is possible to satisfy both these needs and potentially use the savings to provide a wider range of benefits including inexpensive dental coverage, life and disability income insurance.
 Group Dental & Vision Plans 
Dental

After Group Health insurance, Dental insurance usually ranks as the second most popular employee insurance benefit. Whether paid by the employer, the employee, or a combination, Dental coverage is usually an affordable option to increase the value of your benefits package. Plans offered through PGH Insurance Marketing include these options in plan design:

    * Deductibles and limits
    * Level of preventative care
    * Orthodontic coverage
    * Waiting periods
    * A plan customized for the unique needs of your firm and its employees

Vision


More and more companies are offering Vision plans as part of their employee benefits program. Vision plans can range from simple and inexpensive discount programs to more comprehensive reimbursement plans.
Whether paid by the employer, the employee, or a combination, a group vision plan will be appreciated by your employees. Often times Vision coverage is considered a voluntary product - something your employees would find of value and pay for themselves if given a better price and product because of group rates.
 Employee Health Census Information 
Employee Health, Dental, Vision Census File (.xls)
If you're interested in having PGH Insurance Marketing provide your company with a market survey of all employer group benefit options, please download and complete the file. Once completed, please visit my Contact Us page to upload and send the census to our office.
 Group Disability & Life Insurance Census Information 
Group Disability & Life Insurance Census File
If you're interested in having PGH Insurance Marketing provide your company with a group disability or life insurance proposal, please download and complete the file. Once completed, please visit my Contact Us page to upload and send the census to our office.

PGH Insurance Marketing
PO Box 4216
Sunland, CA 91041
Phone: 818-353-8841
Email: peter@pghins.com
CA Lic #0540145




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